If you cannot get your initial planting in due to poor weather conditions, you may claim Prevented Planting if you qualify within the 20/20 rules. The prevented planting acres must be 20% of the unit planted to that crop or a total of 20 acres, whichever is less. You are required to call your agent within 72 hours of your decision to take prevented planting within the late plant period or by the final planting date; June 5th for corn and June 20th for soybeans.
Keep in mind when you decide to take a prevent plant claim
- Prevent Plant acres must be reported on your acreage report for the year
- If you certify at FSA, prevent plant acres must be on your certification
- Prevent Plant claims are required to be common in the area and the adjuster will have to collect substantiating documentation that shows this (soil maps, weather data, FSA data, topography maps, pictures of your farm, etc.)
Prevent plant claims will pay you 55% of your crop insurance guarantee on corn and 60% of your crop insurance guarantee on soybeans. Extra buy up options are available to add to your policy.