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What if I have a failed crop and I want to plant another crop on the same ground?

If you have a failed crop claim and you wish to plant that ground to another crop, you have a couple of options to consider.

Option 1 following a failed crop – You choose to insure the 1st crop only: You are paid 100% of the 1st crop loss and pay 100% of the 1st crop premium.

Option 2 following a failed crop – You choose to insure both crops: You are paid 35% of the 1st crop loss and pay 35% of the 1st crop premium. You pay 100% of the second crop premium. If the 2nd crop has no loss, you may go back and pay the other 65% of the 1st crop premium and collect the other 65% of the 1st crop loss. If you have a loss on the 2nd crop, you may collect whichever claim gives you the greater benefit.